Last Updated: 1/15/26

1. INTRODUCTION & ACCEPTANCE OF TERMS

Welcome to HHB Marketing (“Company,” “we,” “us,” or “our”). These Terms of Service, together with our Privacy Policy and Digital Product Disclosure (collectively, the “Agreement”), govern your access to and use of our website, digital products, services, content, memberships, subscriptions, and any related offerings (collectively, the “Services”).

By accessing, browsing, purchasing from, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be legally bound by this Agreement. If you do not agree to these terms, you must immediately discontinue use of the Services.

These terms apply to all users of the Services, including visitors, customers, subscribers, members, and anyone who accesses or interacts with our website or digital offerings.

2. ELIGIBILITY

You must be at least 18 years old, or the age of majority in your jurisdiction, to access or purchase from our Services. By using the Services, you represent and warrant that:

You are legally capable of entering into a binding agreement

You are not prohibited by law from using our Services

All information you provide is accurate, complete, and truthful

HHB Marketing reserves the right to refuse service to any individual or entity at our sole discretion.

3. MODIFICATIONS TO THIS AGREEMENT

HHB Marketing reserves the right to update, modify, or replace this Agreement at any time without prior notice. Changes become effective immediately upon being posted to our website.

Your continued use of the Services after any changes are posted constitutes your acceptance of the revised Agreement. It is your responsibility to review this Agreement periodically.

4. DESCRIPTION OF SERVICES

HHB Marketing provides digital products and services, which may include but are not limited to:

Ebooks and downloadable digital guides

Digital memberships or subscription-based access

Educational materials and informational resources

Online tools, portals, or exclusive content

Marketing resources, templates, or training materials

All products and services offered by HHB Marketing are intangible digital goods delivered electronically.

5. DIGITAL PRODUCT DISCLOSURE (IMPORTANT)

5.1 Nature of Digital Products

All products sold by HHB Marketing are digital products. This means:

No physical goods are shipped

Delivery occurs electronically via download, email, or online account access

Access may be provided immediately or shortly after purchase

By completing a purchase, you acknowledge and agree that you are purchasing a non-physical digital product.

5.2 No Refund Policy for Digital Products

Due to the nature of digital products, all sales are final, unless otherwise stated in writing by HHB Marketing.

Once access to a digital product has been granted, the product cannot be returned, revoked, or exchanged. Accordingly:

No refunds will be issued

No exchanges will be provided

No chargebacks are permitted

If you initiate a chargeback or payment dispute after accessing a digital product, HHB Marketing reserves the right to immediately terminate your account and revoke access to all Services without notice.

5.3 Access & Availability

HHB Marketing makes reasonable efforts to ensure uninterrupted access to digital products and Services. However, we do not guarantee continuous availability. Temporary outages may occur due to maintenance, technical issues, system upgrades, or circumstances beyond our control.

6. PRICING, PAYMENTS & BILLING

6.1 Pricing

All prices are listed in U.S. Dollars unless otherwise stated. Prices are subject to change at any time without notice. Promotional pricing may be temporary and subject to additional terms.

6.2 Payment Authorization

By submitting payment information, you authorize HHB Marketing to charge the payment method provided for all purchases, subscriptions, or recurring fees.

6.3 Subscriptions & Recurring Billing

If you purchase a subscription or membership product:

You agree to recurring billing at the stated interval

Charges will automatically renew unless canceled

You are responsible for canceling prior to renewal if you do not wish to continue

Failure to cancel a subscription before renewal does not entitle you to a refund.

7. ACCOUNT REGISTRATION & SECURITY

Some Services require account creation. You agree to:

Provide accurate and current account information

Maintain the confidentiality of your login credentials

Accept responsibility for all activity under your account

HHB Marketing is not liable for losses or damages resulting from unauthorized access caused by your failure to protect your account credentials.

8. INTELLECTUAL PROPERTY RIGHTS

All content made available through the Services—including but not limited to text, graphics, logos, videos, downloads, designs, and digital materials—is the exclusive property of HHB Marketing or its licensors and is protected by intellectual property laws.

You may not:

Copy, reproduce, distribute, resell, or sublicense any content

Share purchased digital products with third parties

Use any content for commercial purposes without express written permission

Unauthorized use may result in termination of access and legal action.

9. LICENSE GRANT

Upon purchase, HHB Marketing grants you a limited, non-exclusive, non-transferable, revocable license to access and use the digital product for personal, non-commercial use only.

This license does not convey ownership or intellectual property rights.

10. PROHIBITED USES

You agree not to:

Duplicate, reverse engineer, or redistribute digital products

Circumvent access controls or security features

Use the Services for illegal or unauthorized purposes

Harass, abuse, or harm others through the Services

Attempt to gain unauthorized access to systems or data

Violation of these restrictions may result in immediate termination without refund.

11. DISCLAIMERS

11.1 No Guarantees

HHB Marketing makes no guarantees regarding results, earnings, savings, performance, or outcomes from using our digital products. Results vary based on individual circumstances.

11.2 Informational Use Only

All content is provided for educational and informational purposes only and does not constitute legal, financial, medical, or professional advice.

12. LIMITATION OF LIABILITY

To the fullest extent permitted by law, HHB Marketing shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of data, revenue, profits, or business opportunities.

HHB Marketing’s total liability shall not exceed the amount paid by you for the product or Service giving rise to the claim.

13. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless HHB Marketing from any claims, damages, liabilities, costs, or expenses arising out of:

Your use of the Services

Your violation of this Agreement

Your infringement of intellectual property or other rights

PRIVACY POLICY

14. INFORMATION WE COLLECT

HHB Marketing may collect the following information:

Personal information (name, email address, billing details)

Usage data (IP address, browser type, pages visited)

Transaction data through third-party payment processors

We do not store full credit card numbers on our servers.

15. HOW WE USE INFORMATION

We use collected information to:

Provide and operate our Services

Process transactions and payments

Communicate with users

Improve website functionality and user experience

Prevent fraud and unauthorized access

16. COOKIES & TRACKING TECHNOLOGIES

We may use cookies, pixels, and similar tracking technologies to analyze traffic and improve performance. You may disable cookies in your browser, though some features may not function properly.

17. DATA SHARING & DISCLOSURE

HHB Marketing does not sell personal data. Information may be shared with:

Payment processors and service providers

Email marketing platforms

Legal authorities if required by law

18. DATA SECURITY

We implement commercially reasonable security measures to protect your information. However, no online transmission or storage method is completely secure, and we cannot guarantee absolute security.

19. DATA RETENTION

We retain personal data only as long as necessary for operational, legal, or business purposes.

20. USER RIGHTS

Depending on your jurisdiction, you may have rights to:

Access your personal data

Request correction or deletion

Opt out of marketing communications

Requests can be submitted via our contact information below.

21. THIRD-PARTY LINKS

Our Services may contain links to third-party websites. HHB Marketing is not responsible for the content, policies, or practices of third-party sites.

22. TERMINATION OF ACCESS

HHB Marketing reserves the right to suspend or terminate your access to the Services at any time for violation of this Agreement or for any reason at our sole discretion.

23. GOVERNING LAW

This Agreement shall be governed by and interpreted in accordance with the laws of the State of [Your State], United States, without regard to conflict of law principles.

24. DISPUTE RESOLUTION

Any disputes arising from this Agreement shall be resolved through binding arbitration or small claims court, at HHB Marketing’s discretion.

25. SEVERABILITY

If any provision of this Agreement is deemed unenforceable, the remaining provisions shall remain in full force and effect.

26. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between you and HHB Marketing regarding the Services and supersedes all prior agreements or understandings.